Modality: Virtual

Areas: Sociales and Legal Science

Total hours: 375.0 ECTS credits * (Organization of teaching):  15

*The reference to ECTS is made for the purposes of equivalence in the organization of teaching according to current regulations of the University of Cádiz and does not imply recognition as such.

Costs: General: 550 euros

Note:

The cost of the course does not include the procedure and cost of issuing the title. If you need an additional report, it will cost € 5 (plus shipping costs, in case of postal requirement).

Selection: –Order of registration

Managed by: Fundación Universidad Empresa de la Provincia de Cádiz (FUECA)

Directors: Jaime Durán Navarro, Mercedes Díaz Jiménez

Academic Coordination: Esther Puertas Cristóbal

Goals:

• Understand the importance of microcredits as tools for business and community development

• Identify the different methodologies of microcredit programs

• Know the necessary strategies to develop a microcredit program

Addressed to:

Graduates or graduates who need to acquire both knowledge and develop skills on microcredits in impoverished contexts such as working for and for Financial Inclusion from a microfinance institution, a bank, an NGO or from international development agencies.

The requirement of access to training is to have been passed the university admissions test or to have a certification of Technical and Vocational Education and Training and at least two years professional experience in the area of training related to the course.

Program:

1. Development of entrepreneurship and microfinance

1.1 Introduction

1.2 Analysis of entrepreneurship and business at the base of the pyramid

1.3 Microcredits as a tool to promote entrepreneurship and business development

1.4 Different microcredit methodologies

2. How to establish a microcredit program?

2.1 Operational configuration

2.2 Program execution

2.3 Financial design of the program

2.4 Sustainability study

3. Two possibilities:

3.1 Practical issues related to the development and operation of the microcredit program

3.1.1 Introduction, general characteristics of microcredit and analysis of programs, general regulatory issues.

3.1.2 The process of credit provision and internal regulation

3.1.3 Loan evaluation, scoring system development and portfolio analysis

3.1.4 Computer system, measurement of social access, business development services, customer access

3.2 Social Business (This submodule will be followed on classroom course in Thailand and accommodation and logistics fees will be paid locally)